Financing with Our Dealership

Johnson Ford Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Johnson Ford Inc. Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Johnson Ford Inc. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

  1. Johnson Ford Inc.

    1828 South Main Street
    Atmore, AL 36502

    • Sales: (251) 368-2135
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Get in Touch

  • Contact our Sales Department at: (251) 368-2135
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-2pm
  • SundayClosed

Financing a Dependable Vehicle is Easy at Johnson Ford

With extensive connections and solid relationships with some of the best lenders in the Atmore, AL area, the helpful team at Johnson Ford's Finance Center is poised to help you secure the financing you need to purchase a dependable new Ford vehicle.   

Our knowledgeable Finance Team will work with you and your credit, whether it's good or bad, to secure the best auto loan for you. If you need an auto loan in the Atmore, Brewton, Monroeville, AL and Milton, FL area the Finance Center at Johnson Ford is Atmore's premier Ford Finance Center and can help you secure the loan you need.   

Do you need your credit decision right away? You can conveniently apply for credit online and receive your decision instantly. Just fill out this simple form to apply online and receive your credit decision from Johnson Ford Finance Center now

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Value Your Trade Today and Finance Your Next Vehicle with Atmore's Ford Finance Center

If you are looking to trade in your car in the Atmore, Brewton, Monroeville, AL or Milton, FL area, Johnson Ford can help you value your trade-in with just a few simple steps using our online trade-in calculator. When you use this calculator online you will receive your estimated trade-in range instantly.    

Once you know your estimated trade-in value you will be ready to begin working with our helpful representatives in the Ford Finance Center to secure the car loan that is right for you. Our Finance Team will work with you no matter your financial situation and we can help you secure a no credit car loan if your situation necessitates it.

Let Our Credit Acceptance Program Help You Get Behind the Wheel of a New or Pre-Owned Ford

The helpful Team Members in our Finance Center know that not everyone has perfect credit. If you are recovering from poor credit, or have no established credit, our Finance Team can help you qualify for our Credit Acceptance Program.   

This unique program makes us the best dealership in the Atmore area to help you get qualified for a car loan, no matter your credit history.   

At Johnson Ford we will work with all types of financial situations including:
  • First-time buyers with no established credit
  • Temporary unemployment 
  • Self-employment
  • Bankruptcy
Start the process today by checking your credit score with our free EQUIFAX credit report. Once you have received your credit score you can fill out our online credit application and move even closer to getting behind the wheel of your new or pre-owned Ford vehicle.

Secure Your Car Loan and Explore New Ford Cars, Trucks, Crossovers and SUVs at Johnson Ford

The Finance Team at Johnson Ford specializes in getting you behind the wheel of your dream vehicle, no matter what your credit score. No other dealership in the Atmore, Brewton, Monroeville, AL and Milton Fl and Baldwin County vehicle is better equipped to get you qualified for a car loan and ready to shop our new and pre-owned Ford vehicles.   Visit Johnson Ford today and let our helpful Finance Team work with you to secure a car loan so you can drive off the lot in your dream vehicle!